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  2. Consumers
  3. Licensing & CE
  4. Insurers
  5. Captives
  6. About Us
  7. How Do I...?

  1. Home

  2. Consumers

    1. Automobile Insurance
    2. Coastal Insurance
      1. State Income Tax Credit for Fortification Measures
      2. Hurricane Catastrophe Modeling
      3. Useful Links
      4. Hurricane Preparedness
    3. Health Insurance
      1. Affordable Care Act
        1. Information for Small Businesses
        2. Rate Review Filings Preliminary Justifications
        3. Helpful Links of Interest
      2. Types of Health Insurance
      3. Medicare Supplement Insurance
        1. Medicare Supplement Shopper's Guide
        2. Medicare & You
      4. Information About Health Insurers
      5. Rights as a Health Insurance Consumer
      6. South Carolina Health Insurance Pool
      7. SCHC
      8. COVID-19
      9. No Surprises Act Information
    4. Homeowner's Insurance
      1. Additional Homeowner's Insurance Coverages
      2. Catastrophe Savings Accounts
      3. Cost of Homeowner's Insurance
      4. Purchasing Home Insurance Knowledge
      5. Types of Coverage in Homeowner's Insurance Policy
    5. Insurance Rates
    6. Life Insurance
      1. Choosing Life Insurance
      2. Buying Fixed Deferred Annuities
      3. Life Insurance Claims Settlement Practices
      4. FAQs
    7. Long-Term Care Insurance
      1. SHIP Policyholder Information
    8. Planning for your Retirement
    9. Insurance Locator
    10. Company Claim Numbers
    11. Flood Insurance
    12. Hurricane Preparedness
    13. Distracted Driving
    14. Volkswagen Settlement
    15. Severe Weather Recovery
    16. SCDOI's Blog: Insurance Matters
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  3. Licensing & CE

    1. Adjuster
      1. Emergency Adjuster
    2. Agency
    3. Appraiser
    4. Bondsman
    5. Continuing Education
      1. CE FAQs
      2. Consequences of Failure to Comply
      3. Insurance Designation as CE Credits
      4. CE Providers
      5. Courses, Instructors & Sponsors
    6. Fingerprinting
    7. Forms
    8. Pharmacy Benefits Managers (PBMs)
    9. Portable Electronics
      1. Definitions
      2. General Information & Restrictions
      3. License Renewal
      4. Licensing
      5. Multiple Portable Electronics Vendors Locations
    10. Premium Service Company
    11. Utilization Review/ Private Review Agent
    12. Producer
      1. Agents Role in Marketplace
      2. Appointments
      3. License Renewal
    13. Public Adjuster
    14. Rental Car
    15. Self-Service Storage
    16. Service Contract Provider
    17. Surplus Lines Broker
    18. Third-Party Administrators (TPAs)
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  4. Insurers

    1. Company Information
      1. Attachments to State Filings Checklists
      2. Contact an Insurance Company
      3. State Filing Checklists
    2. Company Licensing
      1. External Review Company
      2. Health Maintenance Organization (HMO)
      3. Insurance Company
      4. Managing General Agent
      5. Purchasing Group
        1. Licensing
      6. Reinsurance Intermediary
        1. Licensing
      7. Risk Retention Group: Domestic
      8. Risk Retention Group: Foreign
      9. Surplus Lines Application: Alien
      10. Surplus Lines Application: Foreign
      11. Credit for Reinsurance
    3. Rates, Rules & Forms Filings
      1. Life, Accident & Health
      2. Property & Casualty
        1. Data Calls
      3. Retrieving Copies of Rate Filings
    4. Market Regulation
      1. Market Conduct Annual Statement (MCAS)
      2. Life Insurance Claims Settlement Practices
    5. Premium Taxes
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  5. Captives

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  6. About Us

    1. Meet the Director
    2. Administrative Services
      1. 13 Best Management Practices
        1. 1. Integration of Planning & Budgeting
        2. 2. Internal Audit
        3. 3. Collaboration & Partnerships
        4. 4. Outsourcing & Privatization
        5. 5. Process Analysis
        6. 6. Use of Automation & Technology
        7. 7. Energy & Other Resource Conservation & Mgmt.
        8. 8. Preventive & Deferred Maintenance
        9. 9. Alternate Revenue Sources
        10. 10. External Annual Audit Findings
        11. 11. External Review Findings
        12. 12. Long Range Capital Plan
        13. 13. Risk Management
      2. South Carolina Spending Transparency
      3. FY2019 Fees and Fines Report
      4. FY2022 Fees and Fines Report
    3. Bulletins & Orders
    4. Captives
    5. Division Contacts
    6. Government and Industry Resources
    7. Insurance Fraud Division
    8. Legal
      1. Freedom of Information Requests (FOIA)
      2. Service of Process
      3. Subrogation
      4. Investigations
      5. Receivership Companies
      6. Cybersecurity
    9. Public Information & Media
      1. Insurance Matters
        1. Save Money, But Don't Make These Mistakes
        2. Is Pet Insurance Worth It?
        3. What Is Accident Insurance?
        4. Disaster Evacuation Plan: 5 Things
        5. Understanding Your Insurance Policy
        6. Understanding the Claim Payout Process
        7. Second Home Insurance: What You Need to Know
        8. Summer Safety: Grill Safety and Insurance
        9. COVID-19 - Unemployment and Insurance
        10. Recovery: What to Do Coming Out of A Storm
        11. Pools and Insurance: What You Should Know
        12. Teen Drivers, Insurance and Safety
        13. Understanding Basic Homeowners Insurance
        14. How To Pack An Emergency Kit
        15. Don't Let the Dangers of Mold Grow
        16. Understanding Health Insurance
        17. Insurance and Fireworks
        18. Insurance When Retiring Early
        19. COVID-19 Scam Awareness
        20. Common Life Insurance Questions
        21. The Costs of Distracted Driving
        22. Open Enrollment Period
        23. Holiday Scams
        24. Ensuring a Safe Thanksgiving
        25. FAQ: Auto Insurance
          1. FAQs: Auto Insurance
        26. Resiliency is a Rhyme, Not a Riddle
        27. Summer Claims and Tips
        28. Flood Insurance for Businesses
        29. FAQ About Flood Insurance
        30. How To Use Life Insurance
        31. Know the Truth About Life Insurance
        32. Halloween Insurance Tips! Not Tricks!
        33. Renewing Your Home Insurance? Here's What You Need To Know.
        34. Insurance for Expensive Gift Items
        35. Five Insurance Tips to Plan for Your New Arrival
        36. Don't Let Fraud Steal Your Holiday Joy
        37. Are You Covered for an Earthquake?
        38. Winter Weather: How to Protect Your Home
        39. What the No Surprises Act Means for You
        40. Insurance Career Spotlight: Director Ray Farmer
        41. Insurance Careers for New College Grads
        42. Tricks for a Claim Free April Fool's Day
        43. Preparation Made Simple
        44. Additional Homeowner's Insurance Coverages
        45. What to Lookout for When Your Home Needs Repair
        46. Home Security Tips for When You’re Away
        47. Homeowner's Insurance: What You Should Know
        48. Understanding Renter's Insurance
        49. How to Use the Life Insurance Policy Locator
        50. Understanding Life Insurance
        51. Understanding Your Deductible
        52. Flood Insurance and Excess Flood Coverage
        53. How to Keep Your Flood Insurance Cost as Low as Possible
        54. What is the SCDOI and How Do We Help Consumers?
        55. Understanding the Types of Homeowner Insurance Policies for Your Dwelling
        56. 2023 Hurricane Season is Here: Are You Prepared
      2. Video Gallery
      3. Consumer's Corner
      4. Outreach Events
      5. United Way Partnership
      6. Legislative Agenda
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  7. How Do I...?

    1. Apply for...
      1. Adjuster License
      2. Agency License
      3. Appraiser License
      4. Bondsman License
      5. Federal Assistance Grants
      6. Portable Electronics Vendor License
      7. Producer License
      8. Public Adjuster License
      9. Rental Car License
      10. Safe Home Grant
      11. Surplus Lines Broker License
    2. Choose...
      1. Automobile Insurance
      2. Coastal Insurance
      3. Fixed Deferred Annuities
      4. Health Insurance
      5. Homeowners Insurance
      6. Life Insurance
      7. Rental Car Insurance
    3. Contact...
      1. Certified Contractors & Wind Inspectors
      2. Divisions
      3. Insurance Companies
      4. Producers
      5. Public Adjusters
      6. Receivership Companies
      7. SCDOI
      8. Individual Health Insurers
    4. Print...
      1. Licenses
    5. Register for...
      1. Licensing Exams
      2. Pre-Licensing Exams
    6. Report...
      1. Catastrophe Savings Account Contributions
      2. Interest Earnings on Tax Returns
      3. Suspicious Activity
    7. Request a...
      1. Address Change
      2. Market Assistance
      3. SLED Report
    8. Sponsor...
      1. Home Repairs
    9. Submit...
      1. Address Change Request
      2. Freedom of Information Requests (FOIA)
      3. LAH Filings
      4. P & C Filings
      5. Rate Review
      6. Consumer Complaint Form
      7. General Inquiries
      8. Service of Process
    10. View...
      1. Bulletins & Orders
      2. Company Filings
      3. Safe Home Before & After Photos
      4. State Filing Checklists
      5. Taxation Documentation
      6. The 13 Best Management Practices
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  8. Feature Links

    1. File a Complaint
    2. Online Contact Form
    3. SC DOI Connect Login
    4. Investigating Fraud
    5. Search SCDOI Database
    6. Government and Industry Resources
    7. Employment at the DOI
    8. Report State Agency Fraud
    9. Cybersecurity
    10. Emergency Adjusters
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