The SCDOI is dedicated to keeping the public informed on how COVID-19 impacts consumers and insurance companies. 

Visit our dedicated COVID-19 page for the latest information from the insurance industry concerning the virus. 

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  1. Earthquake Coverage Guide (2)

    Download the NEW Earthquake Coverage Guide

    Earthquake damage is not typically covered under your renter's or homeowner's insurance policy. Learn how to protect your home and property against a potential loss, in the SCDOI's new Earthquake Coverage Guide. Download it today! Additional Info...
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    SCDOI Director Ray Farmer Honored with NAIC Award

    Ray Farmer, Director of the SCDOI, was honored with the NAIC President’s Award for Distinguished NAIC Leadership for his years of steadfast insurance regulation. Read on...
  3. Consumer

    Alert for Consumers with SHIP Long-term Care Insurance

    Yesterday, Ray Farmer, Director of the SCDOI took another step towards protecting consumers who have long-term care insurance with Senior Health Insurance Company of Pennsylvania (SHIP) from potentially detrimental rate increases or benefit reductions. Read on...
  4. 2You should now report insurance fraud to the SCDOI.

    The How and Where of Reporting Suspected Insurance Fraud Has Changed

    Concerned citizens should now report suspected insurance fraud to the SCDOI. Reports of suspected insurance fraud can be made through an online portal system or by calling the SCDOI’s Insurance Fraud Division at 888-95-FRAUD (37283). Read on...
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    Life Insurance: Provide for the Ones You Love

    September is National Life Insurance Awareness Month, and the South Carolina Department of Insurance (SCDOI) wants to alert consumers to the importance of this coverage. Read on...
  6. Palm Tree Yellow

    SCDOI Announces $2M Investment for Insurance Fraud Enforcement

    SCDOI Director Farmer announces that he has entered into an MOU with Attorney General Wilson & Chief Keel of SLED, to transfer insurance fraud enforcement to the SCDOI. A budget of $2 million for insurance fraud investigation & prosecution was announced. Additional Info...
  7. distracted drivers are 90% more likely to crash.

    Just Drive Video

    Distracted driving causes 20,000 accidents each year in S.C. Director Farmer urges drivers to put the phone down when behind the wheel and just drive. Additional Info...
  8. Heart and medical card.

    Order Number 2020-05 Retroactive Accident and Health Insurance

    Retroactive accident and health insurance in conjunction with loans for 2021. Read on...
  9. Hand under a drawing of a house in a bubble.

    Order Number 2020-04 Rates for Credit Property Insurance

    Rates for Credit Property Insurance Sold in Conjunction with Loans Subject to 1966 S.C. Act No. 988. Read on...
  10. Man uses blood pressure cuff.

    Order Number 2020-03 Rates for Credit Accident and Health Insurance

    Rates for credit accident and health insurance sold in conjunction with consumer credit transactions subject to the South Carolina Consumer Protection Code other than loans made under 1966 S.C. Act No. 988. Read on...
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    Order Number 2020-02: Mandating Electronic Payment Options

    This order pertains to the matter of mandating electronic payment options to access insurance coverage or insurance services. Read on...
  12. Click here to learn about the memorandum for all insurers licensed to transact accident and health i

    Video: 5 Common Life Insurance Questions

    In this video, Kayla Baker, Manager of the Office of Consumer Services answers the 5 most common questions the SCDOI gets from consumers when it comes to life insurance. Read on...
  13. Photo of ocean and houses

    S.C. Private Flood Insurance Act Enacted

    Governor Henry McMaster signed the South Carolina Private Flood Insurance Act into law (S. 882). Read on...
  14. https___blogs-images.forbes.com_timmaurer_files_2016_01_Life-Insurance

    Common Life Insurance Questions

    It is National Life Insurance Awareness month, so we've tackled several questions that consumers often have around life insurance. Read on
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    Bulletin Number 2020-03A - Modification to Temporary Licensing

    This is for all insurers, producers, surplus lines brokers, bail bondsmen, and other licensed or authorized persons transacting the business of insurance in South Carolina. Read on...
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    Bulletin 2020-10 PBM License Application Timeline and Instruction

    This document contains the Pharmacy Benefit Manager application timeline and instructions. Read on...
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    Bulletin 2020-06 SC Safe Home Program

    The SCDOI administers the SC Safe Home Mitigation Grant Program. Read on...
  18. twister-303892_1280

    April Severe Weather Data Call Notice

    This notice is issued to all companies licensed or authorized to write property & casualty insurance in South Carolina to provide guidance on reporting requirements relating to the impact of severe weather which occurred April 12th & 13th in our state. Read on...
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    Bulletin 2021-08 PBM License Renewal Timeline and Instruction

    Pharmacy Benefit Manager License Renewal Timeline and Instruction Read on...