Frequently Asked Questions

Only companies who are licensed to write personal property (“personal”) and/or commercial property (“commercial”) insurance coverage in South Carolina and actively wrote over $1 million in premium for such policies in any one previous calendar year beginning in 2006 are required to respond.

• Agents: No response is expected from any agents
• Commercial Lines: Includes Business Owners Policy (BOP) and Special Multi Peril (SMP)
• Personal Lines: Includes dwelling, tenant, condo, and mobile-homeowners
• Surplus Lines: No response is currently required from surplus lines insurers

Please use all policies written in South Carolina (not just the wind pool territory) and calculate personal and commercial separately. For personal please use annual statement line 040 homeowners and for commercial please use lines 051 commercial multiple peril (non-liability).

No, a response is not necessary, - even a null (all zeros) spreadsheet. An email indicating such ("N/A: under $1M for both Personal and Commercial") will be accepted, but is not necessary, either.

Yes, please reply with a null (all 0s) spreadsheet for that tab (personal and/or commercial) and indicate such ("over $1 million, but none in the wind pool") in the spreadsheet.

Yes, only companies who wrote less than $1 million in 2006 and 2007 for both lines are not required to respond.