What is creditable coverage under Health Insurance Portability and Availability Act of 1996 (HIPAA)?
Includes, but not limited to:
  • A group health plan - whether fully insured or self-funded
  • Comprehensive individual health insurance coverage
  • Medicare
  • Medicaid

Note: Waiting periods imposed by a new employer before you are eligible for coverage do not constitute a break in coverage.

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1. What is the purpose of the Small Employer Health Insurance Availability Act?
2. Who is eligible?
3. What happens if I don’t enroll when I am initially eligible?
4. What happens if I am a late enrollee?
5. Can a pre-existing condition be excluded from coverage under the Small Employer Health Insurance Availability Act?
6. What is creditable coverage under Health Insurance Portability and Availability Act of 1996 (HIPAA)?
7. Does a husband and wife constitute a group?
8. If my group purchases a guaranteed issue policy from one insurer, does that policy cost the same through all insurers?
9. Can an employer offer coverage only to a certain classification of employees?
10. Which insurers are marketing the guaranteed issue products?
11. Whom do I contact if I have more questions?