I asked my employer to cancel my coverage due to lack of income. He says he can't do that until January 1. Why?
Apparently, your employer is deducting your insurance premiums from your paycheck prior to assessing income taxes. There are only certain situations in which the federal government allows you to make changes in your deductions, except at the beginning of your new tax year. If you wish to have the specifics on this situation, please call the federal IRS at 1-800-829-1040. That is a tax regulation, not an insurance regulation.

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1. Is my employer required to offer me health insurance coverage?
2. Can my employer change our health insurance carrier and level of benefits during the year?
3. Are all group health insurance policies regulated by the South Carolina Department of Insurance?
4. What happens to my group health coverage if I leave my employer?
5. After terminating employment, how long is my employer required to continue my insurance, and under the new federal law, isn't this coverage free and shouldn't it last forever?
6. What happens when my group health coverage ends?
7. My health insurance company has not paid my claim. What is the time frame for a company to process the claim?
8. I asked my employer to cancel my coverage due to lack of income. He says he can't do that until January 1. Why?
9. What is a “self-insured” plan?