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1. How does one determine whether or not a location falls within the wind pool territory? Is a list of zip codes available? Are there map files available?

View the wind pool territory page for information.

2. How should a policy with multiple risks / locations, some with wind and some without wind, be recorded?

Please use the predominant risk / location. For policies with locations that are split evenly between with wind vs. without wind, please split the policy count in half and report 0.5 in each with wind and without wind.

3. How should a policy with multiple locations, some in the wind pool territory and some not, be recorded?

For recording policies, please use the predominant location. Please report those policies with locations that are split evenly between inside the Wind Pool (WP) territory (required to report) versus outside the WP territory (not required to report). There is no need to report those that have a predominate location outside the WP territory.