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Rates, Rules and Form Filings

Overview

Insurance policies offered in South Carolina are to be readable and fair in relation to the coverages offered and must ensure prices charged for such coverages should be calculated in accordance with all state laws.  Filings made with the Life, Accident and Health Division and the Property and Casualty Division are generally completed within 30 to 45 days, unless additional information is needed.

Life, Accident and Health

The Life, Accident and Health staff review and analyze individual and group policy rates, rules and forms for these lines of insurance and for health maintenance organizations (HMOs). 

Property and Casualty

The Property and Casualty staff review and analyze individual and group rates, rules and forms for all other lines of insurance, particularly automobile, commercial, workers’ compensation and homeowners insurance. 

Company Filing Status

Please click on the link below to search for the status of a company filing.  Enter a partial amount of the company's name in the "Filer Name" field.  For example, if you enter "Allstate Insurance Company" as the company, no filings will be returned.  However, if you enter "Allstate," results will be returned successfully.

SCDOI Contact

Life, Accident and Health

Phone: 803-737-6097
Email: LAHmail@doi.sc.gov

Property and Casualty

Phone: 803-737-6097
Email: P&Cmail@doi.sc.gov