Is South Carolina a no fault or at fault state?
We are a tort liability state, which means the not-at-fault person can pursue a claim against the at-fault party. We are also comparative negligence, which means you can be barred from collecting for the percentage you contributed to the accident.

Auto Insurance

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1. What are the minimum limits of liability coverage and uninsured motorist Coverage required in South Carolina? Is underinsured motorist coverage required?
2. What is the minimum requirement of insurance on a vehicle of any type besides your own personal automobile? For example, a dump truck?
3. Is South Carolina a no fault or at fault state?
4. Can a company refuse to insure me?
5. When can my automobile liability insurance be canceled?
6. When can my automobile comprehensive and collision coverage be canceled?
7. Does my liability insurance cover my broken windshield?
8. Does the insurance company have to notify you when your renewal insurance premium is due?
9. Does the automobile policy contain a grace period for paying the renewal premium?
10. The agent quoted me one premium and the company sent me a bill for $500 more. Must I pay?
11. Are there any specific time limits for an insurance company to pay for collision or comprehensive claims?
12. May I keep my auto if I have a collision, limited collision or comprehensive claim and my insurance company declares it a total loss?
13. Can the insurance company pay me less than Blue Book for my totaled vehicle?
14. The adjuster recommended a specific body shop. Can I use a different shop?
15. Who pays for the rental car while my car is in the body shop?
16. The insurance company put the bank's name on the check for fixing my car. Why?
17. An uninsured driver demolished my car! Who pays?
18. I've been sued by the other driver. Will my policy cover that?