Data Calls (P&C)

This webpage provides information and resources for P&C insurers relative to ongoing data calls.

NAIC Terrorism Risk Insurance Data Call:
Reports Due 9/30/16 

All states and the District of Columbia have agreed to participate in a data call to collect data related to terrorism risk insurance to serve regulatory objectives such as monitoring the affordability and availability of insurance coverage for acts of terrorism and assessing insurers' financial exposure to terrorism risk.  This data call is applicable to insurers writing premium in the following commercial lines of business: fire and allied lines, multiple peril, ocean marine, inland marine, other liability, products liability, and boiler and machinery.

The New York Department of Financial Services (NYDFS) will serve as a single point of collection for this data call.  Pursuant to SC Code Sections 38-13-160 and 38-55-75, the South Carolina Department of Insurance (SCDOI) is directing insurers subject to this data call to submit terrorism insurance data directly to the NYDFS.  The National Association of Insurance Commissioners (NAIC) will aggregate and analyze the information collected as well as undertake any other related tasks as directed.  Submissions will be treated as confidential.  Technical questions or exemption requests should be referred to TRIAhelp@naic.org.

Related Materials and Resources

NAIC Terrorism Risk Insurance Data Call Webpage
Data Call Specifications and Definitions Document
FAQs
NYDFS Submission Portal



Sample Premiums Data Call for Private Passenger Automobile and Homeowners Insurance Coverage:

Reports Due on an Annual Basis by May 25th for Rates Effective June 1st 

P&C insurers who write new private passenger automobile property and casualty insurance (personal auto) or homeowners property and casualty insurance (residential property) and meet one of the following criteria will be required to submit certain information to the Department on an annual basis:

  • The insurer is in one of the top 25 national groups based on personal auto direct written premiums and has more than $1 million in personal auto direct written premiums in South Carolina, or
  • The insurer is in one of the top 25 national groups based on homeowners direct written premiums and has more than $1 million in homeowners direct written premiums in South Carolina.

All other P&C insurers have the option to report the requested information and are encouraged to participate.

Related Materials and Resources

Bulletin 2013-02: Data Call for Statistical Information for Private Passenger Automobile and Homeowners Insurance Coverage
2016 Submissions Notice & Instructions 



Wind Pool Data Call:

Reports Due on a Quarterly Basis

The Department has an ongoing data call that collects information to monitor the status of the property insurance market in the Wind Pool Territory.  P&C insurers who actively wrote more than $1 million in premium for personal and/or commercial lines in the state in the previous calendar year must submit data on a quarterly basis by the 30th day following the end of each calendar quarter to windpooldatacall@doi.sc.gov.

Related Materials and Resources

Data Call Template
Certification of 4th Quarter Data
Wind Pool Territory

Notice: Data Call Request for Policy Information on Risks Written in the South Carolina Wind & Hail Underwriting Association Territory (October 4, 2007)
Memorandum: Clarification of Data Call Request (October 23, 2007)
Bulletin 2008-08: Data Call Request for Policy Information on Risks Written in the South Carolina Wind & Hail Underwriting Association Territory
Bulletin 2009-14: Annual Certification of 4th Quarter Data for Wind Pool

Wind Pool Expansion Orders
FAQs for Insurers


Market Conduct Annual Statement (MCAS):
Filings Due on an Annual Basis by April 30th 

The MCAS provides regulators with market conduct information not otherwise available for their market analysis initiatives. The MCAS collects data on a state-specific, industry wide basis. All licensed insurers that write at least $50,000 in premiums in a line of business subject to MCAS reporting must participate. The goal of the MCAS project is to provide a uniform system of collecting market-related information to help state insurance regulators monitor the market conduct of companies.  Instructions, data collection worksheets, FAQs and related material is available on the NAIC's MCAS websites provided below.

Related Materials and Resources

SCDOI's MCAS Webpage
NAIC MCAS Webpage - 2015 Data Year
NAIC MCAS Webpage - 2016 Data Year



Catastrophe Claims Data Call Relating to October 2015 Flood Event and Its Aftermath:
Last Reporting Deadline: 5/2/16 for cat claims data as of 4/27/16

All authorized property and casualty insurance companies, including  licensed insurers, eligible surplus lines insurers, and companies that write private and/or excess flood insurance coverage must respond to this data call.

Note: this data call does not apply to life or health insurers, monoline financial guaranty, mortgage guaranty, title, fidelity and surety, workers’ compensation, medical malpractice insurers, professional liability insurers, or reinsurers.

Related Materials and Resources
Notice of Data Call
Data Call Spreadsheet 
Notice of Additional Reporting Dates for Catastrophe Claims Data Call 



Mitigation Credits/Discounts Data Call:
Issued 4/28/16, Reports Due 5/31/16 

P&C insurers who write homeowners property and casualty insurance (residential property) and meet one of the following criteria will be required to submit certain information to the Department:

  • The insurer is in one of the top 25 national groups based on homeowners direct written premiums and has more than $1 million in homeowners direct written premiums in South Carolina, or
  • The insurer writes at least 10% of its SC homeowners direct written premiums with wind coverage in Wind Pool Zones 1 and 2 combined.

All other P&C insurers have the option to report the requested information and are encouraged to participate.

Related Materials and Resources
Notice of Data Call
Data Call Spreadsheet