The material presented on this website is for informational purposes only.  It is not intended as legal advice or any other type of professional advice and should not be construed or interpreted as such. If such advice is needed, the DOI recommends that you seek the services of a competent professional for the specific advice or services needed. 

The materials posted on this website have been posted with the permission of the author or owner.  Any unauthorized use of the information on this website is at the user's own risk.

This website contains links to other websites.  The links may lead you to other sites.  The Department of Insurance does not sponsor, warrant, endorse or otherwise approve the information, materials or documents or the accuracy of any information appearing on these sites.

The information appearing on this site is for general informational purposes only.  While the Department tries to keep the information appearing on its site up‑to‑date, we make no representations or warranties of any kind, either express or implied, about completeness, accuracy, reliability, suitability, or availability with respect to the website, the information, other links, or related products, services, or graphics contained on the website for any purpose.  Any reliance placed on this information is strictly at your own risk.

In no event shall the Department or the State of South Carolina be liable for any loss  or damage whatsoever, including without limitation any indirect or consequential loss or damage, arising from or out of or in connection with any loss of data or profits, arising in connection with the use of this website.  Moreover, neither the Department not the State of South Carolina will be liable for unavailability of this website or any of its applications for any reason whatsoever.