SC Safe Home Mitigation Grant Program

The South Carolina Safe Home program, administered by the South Carolina Department of Insurance, provides grant money to individual homeowners to make their property more resistant to hurricane and high-wind damage.  The funds provided by this program are for the sole purpose of retrofitting owner-occupied, single-family homes.  SC Safe Home funds may not be used for remodeling, home repair or new construction.

Retrofitted or strengthened homes are less vulnerable to the effects of severe wind storms, thereby making hurricane and high-wind damage less likely and less intense.  Fewer damages result in lower or fewer insurance claims and will overtime reduce insurance premiums for all South Carolinians.

This program was established through the Omnibus Coastal Property Insurance Reform Act of 2007. Changes to the program made during the 2017-2018 Session of the South Carolina General Assembly are outlined in Act 28.

SC Safe Home Grants can be used for the following home retrofits

Bracing gable ends

Roof-to-wall connectors

Secondary water barrier

Exterior doors (including garage doors)

Roof covering                       

Roof deck attachment

Repair or replacement of manufactured home piers, anchors and tie-down straps

Opening protection (window replacement, hurricane shutters)

Repair or replacement of manufactured home piers, anchors and tie-down straps

Issues associated with weak trusses, studs and structural components





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