Emergency Adjuster

The South Carolina Department of Insurance coordinates recovery efforts with the state's Adjutant General's Emergency Preparedness Program. If South Carolina incurs damages from a natural disaster requiring the entry of unlicensed non-resident emergency adjusters, the following emergency adjuster procedures must be followed before deploying emergency adjusters into our state.

The director of insurance, pursuant to South Carolina Code Annotated, Regulation 69-1, must first determine that the potential for an emergency situation exists.

Appointment & Application
Once the director of insurance has declared an emergency, insurers may immediately appoint emergency adjusters without them first being authorized by the department. Before appointing emergency adjusters, however, insurers must first utilize licensed resident and non-resident South Carolina adjusters to their fullest extent in handling catastrophe claims.

Insurers are allowed up to 48 hours after an emergency adjuster has been appointed to complete SCDOI Emergency Adjuster template (fillable spreadsheet) and upload the adjuster data via our online application. Insurers will need a User ID and Password to login to the online application. The following forms should be used to complete this process: