Government and Industry Resources

A.M. Best Company
A.M. Best Company is a full-service credit rating organization.

Demotech, Inc.
Demotech, Inc. is an independent financial analysis and actuarial services firm that provides Financial Stability Ratings® (FSRs) for the Title and Property and Casualty insurance industries.

Hollings Cancer Center: Clinical Trials Agreement
Article - Hollings Cancer Center Leads the Way on Voluntary Agreement to Maintain Coverage for Cancer Patient Care Costs

Insure U: Get Smart About Insurance 
The National Association of Insurance Commissioners (NAIC) presents Insure U: Get Smart About Insurance. This site provides consumer insurance information for those considering or buying insurance.

Lieutenant Governor's Office on Aging 
The Office on Aging addresses issues such as aging benefits, Alzheimer's resources, Medicare drugs assistance, reporting Long Term Care abuse, Medicaid application for long term care assistance.

Medicare
The official U.S. Government site for people with Medicare.

Moody's Rating Company
Moody's Rating Company, the holding company for Moody's Investors Service, performs financial research and analysis on commercial and government entities. The company also ranks the credit-worthiness of borrowers using a standardized ratings scale.

National Association of Insurance Commissioners 
The National Association of Insurance Commissioners (NAIC) is the organization of insurance regulators from the 50 states, the District of Columbia and the five U.S. territories. The NAIC provides a forum for the development of uniform policy when uniformity is appropriate. 

Partnership for Prescription Assistance
The Partnership for Prescription Assistance brings together America’s pharmaceutical companies, doctors, other health care providers, patient advocacy organizations and community groups to help qualifying patients who lack prescription coverage get the medicines they need through the public or private program that’s right for them.

Legal Opinions
Written explanations, or Opinions, by a judge that accompany his or her ruling in a case, laying out the rationale and legal principles that led to the ruling.
SC ALIR 
The South Carolina Automobile Liability Insurance Reporting (SC ALIR) System collects automobile liability insurance information from insurers that are licensed to provide automobile liability insurance in the state.

SC Captive Insurance Association, Inc. (SCCIA)
The SCCIA promotes the formation and growth of captive insurance programs within the State of South Carolina.

Laws & Regulations
Access to the unannotated South Carolina Code of Laws.
SC Department of Motor Vehicles - SCDMV
The SCDMV allows consumers to do such things as view driver license status, pay reinstatement fees, and obtain driver record.

SC Department of Social Services 
The SC Department of Social Services ensures the safety and health of children and adults who cannot protect themselves, and assists those in need of food assistance and temporary financial assistance while transitioning into employment.

SC Emergency Preparedness
The SC Emergency Preparedness Office provides information about South Carolina Emergency Operations Plan, Hurricane Plan, Earthquake Plan and selected other natural hazard plans.

SC Employee Insurance Program
The SC Employee Insurance Program office provides enrolled state employees, their families and retirees with insurance coverage.

SC Fraud Division
Under South Carolina law, you must report insurance fraud if you have reason to believe someone has committed this crime. If you suspect someone has committed any type of insurance fraud, contact the SC Attorney General's Office - Division of Insurance Fraud.

SC Insurance News Service
The SC Insurance News Service is a non-profit, non-lobbying organization which provides property and casualty insurance information to consumers and the media.

SC Life and Accident and Health Insurance Guaranty Association
The SC Life and Accident and Health Guaranty Association, a special creation of state law, is required to protect the policy holders of an insolvent insurance company. The guaranty association cooperates with the director and the deputy receiver in determining whether the company can be rehabilitated or whether policies should be transferred to other insurance companies and the failed company liquidated.

SC Office of Inspector General
Report Fraud, Waste, and Abuse in state agencies to the Office of the State Inspector General.

SC Property and Casualty Insurance Guaranty Association
The SC Property and Casualty Insurance Guaranty Association, a special creation of state law, is required to protect policyholders of an insolvent insurance company. The guaranty association cooperates with the commissioner and the deputy receiver in determining whether the company can be rehabilitated or whether policies should be transferred to other insurance companies and the failed company liquidated.

SC State Agency Spending Transparency
The SC State Agency Spending Transparency is a searchable website, accessible at no cost to the public, that provides information regarding the expenditures of State funds.

SC Wind and Hail Joint Underwriting Association
The SC Wind and Hail Joint Underwriting Association (SCWHUA) is the residual property insurance market in South Carolina. It provides coverage for the perils of wind and hail in the coastal areas of the state designated by the Legislature as "Beach.

Standard & Poor's Rating Company
Standard & Poor's Rating Company is a rating company that provides independent credit ratings, indices, risk evaluation, investment research, and data.

US Code of Laws
Access to the US Code of Laws.

US Department of Homeland Security - FEMA
On March 1, 2003, the Federal Emergency Management Agency (FEMA) became part of the U.S. Department of Homeland Security (DHS). The primary mission of the Federal Emergency Management Agency is to reduce the loss of life and property and protect the Nation from all hazards, including natural disasters, acts of terrorism, and other man-made disasters; and, by leading and supporting the Nation in a risk-based, comprehensive emergency management system of preparedness, protection, response, recovery, and mitigation.

US Department of Health and Human Services - Medicare & Medicaid Services
CMS is the Centers for Medicare and Medicaid Services. Formerly known as the Health Care Financing Administration (HCFA), it is the federal agency responsible for administering the Medicare, Medicaid, SCHIP (State Children's Health Insurance), HIPAA (Health Insurance Portability and Accountability Act), CLIA (Clinical Laboratory Improvement Amendments), and several other health-related programs.

US Office of Personnel Management (OPM)
The Office of Personnel Management (OPM) provides federal employment and benefits information.

U.S. Department of Labor - Employee Benefits Security Administration
The Employee Benefits Security Administration protects the integrity of pensions, health plans, and other employee benefits.